Buying a house

Dated: October 21 2012

Views: 3212

Buying a home is one of the most important financial decision you'll ever make. A home can be an excellent investment because most houses increase in value over the years. Home ownership also bring tax benefits. ( you can usually deduct mortgage interest and property taxes.

Before you start house hunting, it is wise to find out what homes are within your price range. This can be done through the simple process of prequalification. To prequalify you, a lender or real estate agent uses financial information you provide to estimate the maximum mortgage you should be able to obtain. The process doesn’t guarantee that your mortgage application will be accepted, but is does help you narrow your search to homes you can afford.

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